Menu

Choosing Better Insurance


3 Key Things To Know About SR-22 Certificate

SR-22 certificates, policies, or statements are often mistakenly understood as types of car insurance. In fact, they simply exist as a means of proving that you have the insurance you're required to have by law. Not all drivers need SR-22, but if a court or other legal entity has ordered you to get one, then you'll need to do so as soon as possible. Keep reading for three key things you should know before contacting your insurance company and requesting they provide you with SR-22 insurance

You May Have to Purchase a New Policy

The fact that your insurance provider does not issue the certificate will not hold up in court as a justifiable reason for failing to have the certificate in your possession. As a result, if your current auto insurance company does not give out SR-22s, then you should take the necessary steps to find a new policy right away. The same holds true even if you do not own a car. If this is the case for you, simply request a quote from an insurance provider that is willing to insure non-owner drivers. If you plan to drive a vehicle that is owned by someone else in your household, then make sure you are on their policy as well.

Things Get Complicated If You Leave the State

The requirements surrounding SR-22s often vary depending on the state you live or drive in. It is worthwhile to check with your insurance provider to see if you need a separate SR-22 when traveling across state lines. You don't want to deal with the legal and financial hassle that getting pulled over in a different state may cause if you don't have a relevant SR-22 form on file. Similarly, the first thing you should if you move to a new state is check with the local Department of Motor Vehicles (or equivalent) to see if you need to request a separate SR-22 or if you can keep the one you already have.

The Filing Time May Change

A different state may also require you to file for a longer amount of time. More importantly, you should be aware that having another driving infraction added to your record can mean that you need to file an SR-22 extension, or, alternatively, that an extension will be automatically filed for you.

For more information on SR-22 insurance, contact a professional or a company near you.

About Me

Choosing Better Insurance

After struggling for months to recover after a natural disaster swept away our home, I realized that one of the things I needed to change moving forward was our insurance. We started focusing carefully on what we needed to do, and before we knew it, we were able to find a really great insurance provider who really understood what we needed. They were kind, caring, and incredibly accommodating, and it was a pleasure to get things taken care of. After we had our policies in place, it was interesting to see how much of a difference we were able to make. This blog is all about choosing better insurance.

Categories

Latest Posts

The Importance of Having Auto Insurance
9 September 2024

Auto insurance is an essential aspect of responsib

Why You Should Reevaluate Your Insurance at an Insurance Agency
28 May 2024

Have you ever thought about reevaluating your insu

Why Car Insurance is Essential for Drivers
23 February 2024

Car insurance is a necessity that protects drivers

Saving Money on Car Insurance: Top Tips for Budget Drivers
2 January 2024

Purchasing car insurance can feel like a daunting

Understanding Title Examination
16 November 2023

When it comes to buying real estate, it’s importan